Havtachat Milvia: Your financial protection
The developer must guarantee each payment with a bank guarantee. 100% refund if bankruptcy.
Is it mandatory?
Yes, since 1974 (amended 2008).
What if developer doesn't provide it?
Never pay without it. Major red flag.
Does it cover inflation?
Covers principal indexed to CPI. Check terms.
When to return it?
Only after final Tabu registration.